How to get International Merchant Account for foreign businesses?

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International Merchant Account is possible
but expensive and a bit complicated

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Merchant Express

Reliable and friendly merchant account provider with reasonable price.

How can foreign businesses get
International Merchant Account?

90% of all Internet payments are made by credit card, you should get yourself set up with this payment option as quickly as possible. Online businesses can increase sales by as much as 400% right after they gave their buyers this convenient way to pay.

You have two options to accept credit card payment:

  1. Acquire your own Merchant Account

  2. Use a third party credit card processor

A Merchant Account is an account at a financial institution that allows you to accept credit cards.

However, If you live outside the United Stats, you will encounter quite a few problems obtaining a Merchant Account, not least of which will be the cost of the account itself. Essentially, you have two options:

  • Establish a US presence

  • Use a provider that specifically deals with foreign firms

To establish a US presence, you need to incorporate your company in one of the 50 states. Nevada and Delaware are both popular choices due to their low fees and business-friendly regulations.

The best way to go about incorporation in the US (if you don't reside in US) is to seek out a company that will set up a mailing address and telephone number for you, and who will fill out all the incorporation papers on your behalf, which might cost up to $1000.

I highly recommend Inc-It-Now if you need incorporation services.

The other option is to work with a Merchant Account Provider that specializes in foreign firms. One of the best and most reputable firms for international Merchant Accounts is They donít require you to hold a US bank account, and they allow you to accept Visa, MasterCard and American Express payments. However, if you're a non-US corporation, donít be surprised if you encounter extra fees. 

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